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Contract-holder Services

The Residency – our contract-holder membership club

Whether you're a first-time renter, relocating, moving in with your partner or need a bigger family home, Moginie James’ Residency club offers something for all contract-holders. 

Struggling to save a deposit for your new home? Find out more about Moginie James’ No Deposit Option, which will allow you to move into a new home sooner than you think. Plus, to help reduce day-to-day costs, Residency members get access to exclusive discounts on a range of products and services, including a Virgin Media bundle. Protecting you Residency members can access free and impartial legal advice with our Legal Helpline.

If renting alone, we can help draw up a Cohabitation Agreement to protect everyone's interests, and look after your loved ones with a property drafted will, prepared by a panel of qualified solicitors.  Planning your future Our partnership with Experian means your rental payments will be included on your credit history. So if your goal is to buy a home, speak to one of Moginie James’ mortgage advisors, who will offer advice on how to get onto the property ladder. And you can keep an eye on the future with a free Credit Score Review, as well as a Workplace Pension Review.
 

Deposit-free renting

No one wants to delay their move in order to save up front for a deposit, nor do you want your hard-earned cash tied up*. That’s why we’ve introduced the No Deposit Option. You no longer need to delay your move so that you can save for a deposit and, when moving from one rental to another, you won’t end up with two deposits tied up.
  • Savings with Virgin Media
  • Thousands of exclusive, well-known retailer deals and discounts
  • Discounts on white goods
  • Unlimited legal helpline
  • Cohabitation agreement
  • Budget Planner
  • Will-writing service
  • Financial protection review
  • Experian tracking
  • First-time buyer advice
  • Credit score review
  • Workplace pension review

With Moginie James’ No Deposit Option, contract-holders can opt to pay a small monthly fee in lieu of a deposit. In return, Moginie James will indemnify your property for up to 7 weeks’ rent – that’s more than the traditional deposit we usually take (usually monthly rental plus £100).

 (* Both the landlord and the contract-holder need to agree to the No Deposit Option. Subject to approval.)


Contents Insurance

In line with HM Government advice, it is strongly recommended that contract-holders have insurance cover in place when renting a property.

As a contract-holder you are liable as part of your Occupation Contract for accidental damage to the home and landlord’s fixtures as well as your own possessions.

And in line with Government advice, Moginie James recommends that all contract-holders maintain adequate insurance cover to include damage to the property and any occupiers liability.

The Romans Group (UK) Limited T/A Moginie James is an introducer appointed representative of Bode Insurance Solutions who will be able to provide a contract-holder insurance quote online.

Get a quote today


Disclaimer:

The Romans Group (UK) Limited T/A Moginie James is an introducer appointed representative of Bode Insurance Solutions (company no 03101637) Registered Address: Crowthorne House, Nine Mile Ride, Wokingham, Berkshire, RG40 3GZ.

Bode Insurance Solutions Limited are authorised and regulated by the Financial Conduct Authority (FCA) under firm reference 313541.

You may check this on the Financial Services Register by visiting the FCA’s website https://register.fca.org.uk/s/ or by contacting the FCA on 0800 111 6768
 

AnyVan

Moving day can be difficult without the support of a professional removals team. That’s why we have teamed up with AnyVan to offer a comprehensive, reliable and affordable service. AnyVan takes the strain, allowing you to move at your own place. Remove experts will handle your belongings with care and complete even long-distance journeys in a safe and timely manner. It starts with a free quote for your chosen day* and includes basic compensation cover of up to £50,000.

*all appointments subject to AnyVan confirmation
 

Virgin Media

We have partnered with Virgin Media to offer our contract-holders exclusive offers and savings. You’ll be able to take advantage of these offers as long as your property is serviceable by Virgin Media. You don’t need to take a telephone service through Virgin if you only require broadband and/or TV services, leaving you completely in control. These exclusive offers are not available if you contact Virgin Media or the Contract-holder Shop. To find out about the latest offer available for you, and to check what provider is available for your property, call your local branch.


Report & Repair

It's now quick and easy for you to report repairs
  • Faster fixes: Detailed reports on all repairs required let us fix your issues quickly and efficiently
  • Fewer Issues: Provides guidance on how to resolve simple problems yourself
  • Clearer communication: Report in your native language with 40+ languages
  • Easy tracking: You receive a time and date stamped record if you make a repair request
Report a Repair
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Schedule your free valuation directly into our diary 24/7

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