Professional contents insurance for contract-holders with rental property protection
When you’re renting, it’s advisable to have insurance. That’s because as a contract-holder, you’ll be liable for accidental damage to the home, landlord's fixtures, and of course, your own possessions. Our sister company Bode Insurance Solutions offers comprehensive insurance for contract-holders, covering damage to the property, possessions, and occupiers’ liability.
The Romans Group (UK) T/A Moginie James is an introducer appointed representative of Bode Insurance Solutions (company no 03101637). Registered Address: Crowthorne House, Nine Mile Ride, Wokingham, Berkshire, RG40 3GZ.
Bode Insurance Solutions Limited are authorised and regulated by the Financial Conduct Authority (FCA) under firm reference 313541. You may check this on the Financial Services Register by visiting the FCA’s website https://register.fca.org.uk/s/ or by contacting the FCA on 0800 111 6768.
While not legally required, many landlords strongly recommend or even require it in their tenancy agreements. Regardless of requirements, contract-holder insurance is a wise investment to protect your belongings and provide liability coverage during your tenancy.
Premiums typically start from just a few pounds per month, depending on factors like your location, the value of your belongings, and the level of coverage you choose. Our sister company Bode Insurance Solutions offer competitive rates with flexible payment options.
No, contract-holder insurance only covers the policyholder's personal belongings. Each flatmate should have their own policy to ensure their possessions are protected. Some insurers offer joint policies for couples sharing accommodation.
Most standard policies have per-item value limits. Valuable items like jewellery, electronics, or musical instruments over a certain value may need to be listed separately on your policy. Your advisor can help ensure your high-value items are properly covered.
If you need to make a claim, simply contact Bode directly using the details provided in your policy documentation. They'll guide you through the process, which typically involves providing evidence of ownership and details of the loss or damage.
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